“We’ll qualify easily under the Article Seven primary residence rules, right?” Vanessa said.

I stopped with the kettle in midair.

The hot copper hung perfectly still above the empty cups.

One drop of boiling water fell from the spout and sizzled on the granite.

“What rules?” I asked.

“The Article Seven disbursement clause,” Vanessa said lightly.

“For trust beneficiaries buying their first home.”

I set the kettle down carefully on the cold iron grate of the stove.