“He said Arthur was leaning on him about a hard deadline for a commercial line of credit,” I said.

“A commercial line of credit needs collateral,” Helen said, her voice slow and plain.

“Banks don’t hand out six-figure commercial loans without real estate tied to them.”

“Spencer doesn’t own a single piece of commercial property,” I said.

“Only Patricia owns the retail strip on Fairview Road.”

“Unless Spencer took out a huge personal loan against property he promised the bank he’d inherit,” Helen said.

I turned back to page three of the court packet, where Patricia’s lawyers had listed every asset in Walter’s estate.