“Good morning, Ms.

Whitcomb,” she said.

“What can I do for you today?”

“I need to take eight hundred and forty dollars out of my savings,” I said.

She typed quickly at her terminal, her long nails clicking on the keys.

“That’ll leave five dollars in the account,” she said.

“Is five dollars enough to keep it open?”

“Yes, ma’am,” Brenda said.