My own name, forged, stood at the bottom of every one.

“But you didn’t sign them,” Karina said.

I have never heard of Vance Financial Consulting in my life, I told her, and the registration date on the North Cape file is the Tuesday after Easter.

I was in Wilmington that entire week.

“He used your name to secure three separate business loans,” she said, her finger tracing the numbers on the second page.

“The total liabilities across these three entities come to exactly four hundred and twelve thousand dollars.”