The life-insurance folder changed the picture, though not instantly.

Simon had kept policy documents, beneficiary information, correspondence, and instructions about claims.

The arrangements identified benefits intended for me, Sadie, and our expected daughter through the appropriate structures.

I could not call those funds guaranteed cash before the insurer had verified the claim and the legal arrangements were confirmed.

I could see that he had tried to provide for us.

There were notes about the house debt, ongoing expenses, and who should explain the paperwork to me.