A Stranger Left an Envelope Beside My Bed on My Sixty-Second Birthday—Then I Found His Photograph with My Son

“Someone should advise you independently,” she said.

“The bank has its own responsibilities here.”

I appreciated that more than a reassurance would have helped.

In the lobby, Frank stood when he saw me.

“What happened?”

I couldn’t answer until we reached the car.

Then I said the amount aloud.

“Seventy-five thousand.