“I can’t do any transactions for you today, Garrett,” she said, standing behind her desk without offering me a seat.

“I’m not asking for a commercial wire,” I said.

“I want eight thousand dollars out of my personal money market balance.”

She turned her monitor three inches to the left so I could see the blue screen from where I stood.

A bright red bar ran across the top of my profile with three warning numbers printed in bold white.

“Under Banking Regulation Forty-Two, an emergency legal injunction freezes every individual secondary account,” Brenda said, her voice flat and stiff.