“It earns six percent more, and it shields the money from state transfer fees during the corporate buyout.”

“I looked at the branch ledger today, Tiffany.”

“Well, of course you did,” she said smoothly, reaching across the table to lay her manicured hand on mine.

“You’ve been so stressed over the merger numbers, sweetie, you probably just missed the quarterly transfer notice I left in your inbox.”

“My name’s off the main signature card.”

“That was just a routine administrative update for the audit,” she said, taking a slow sip of ice water.

“The bank wants a single signer so we don’t have double authorizations jamming up the closing documents Friday.”