Hayes had already agreed to everything,” he kept saying.

Rachel asked him simple questions in a simple voice.

“Did Mr.

Hayes ever speak with you?” “No.” “Did he ever sign an authorization?” “No.” “Who gave you his personal information?” “Rebecca.” “Who sent you his bank statements, his tax records?” A long pause.

“Rebecca.” Sitting in that room, I felt something in me finally settle into place, cold and clear.

It was not only that she had tried to take my money.