Daniel’s employment classification was disputed because the subcontractor he worked for claimed he was employed through another labor entity.

The workers’ compensation carrier requested additional records.

A separate accidental-death policy denied the claim based on an exclusion Evelyn did not understand.

There was also a potential third-party negligence case involving equipment contractors.

She spoke to one attorney.

He declined because the case looked complicated.

Another asked for documents Evelyn did not know how to obtain.

While pregnant, grieving, and caring for Ivy, she let deadlines and letters pile up.