“When we updated our household files last September, the bank merged our family profiles under one primary header to streamline seasonal credit lines.”

“The bank teller didn’t merge anything,” I said.

“You logged into my online account from your laptop eleven months ago, clicked the add-user option, and ordered two cards sent to this address.”

Mark turned toward me, his brow furrowing as he made a quick cutting motion with his right hand.

“Nora, let’s step inside the house and go over the ledger quietly instead of making a public scene in front of my mother,” he said.

“We’re standing right where we need to be,” I said.