“If that balance isn’t settled before five o’clock today, they’re going to add late fees and report the reservation as defaulted.”

“The bank auditor went over the full account terms with me this morning,” I said.

“The primary account owner has no legal obligation to approve secondary charges made without consent.”

“Are you really going to stand here in front of your parents and refuse to unlock the card?” Mark asked.

He stepped within two feet of my work boots, his voice dropping into a tight, urgent threat.

“Are you going to let a four-thousand-eight-hundred-dollar balance sit open on a hotel computer just to prove a point to me?”