“Not right away,” Sarah said.

“The bank mails a written notice within five business days, but the electronic block goes into effect within two hours.”

I picked up her pen, pressed the blue ink tip to the paper, and signed my full legal name on the line.

“How soon will the cards stop working?” I asked.

“The compliance clerk will process the electronic block before eleven this morning,” Sarah said, stamping the bottom corner of the affidavit with a heavy rubber stamp.

“Thank you, Sarah,” I said, standing up from the wooden chair.