“How can I help you today?”

“I need to open a brand-new personal checking account,” I said into the microphone.

“In my name only.”

“We can set that up right here at the drive-through if you have two forms of legal ID,” the teller said.

I put my driver’s license, my Social Security card, and the four-hundred-eighty-dollar bookkeeping check inside the clear plastic carrier.

I loaded the carrier into the metal chute and pressed the green air button.

The plastic tube shot upward with a loud rush of suction, traveling through the overhead pipe toward the main building.