“If this signature is disputed, the bank will have to freeze all remaining connected accounts immediately.”

I drove straight from the bank to the gravel lot behind the Vance Contracting office on Industrial Drive.

Julian’s silver pickup was idling near the loading bay.

As soon as my car stopped, he shut off the engine and stepped out onto the gravel.

He was wearing his work jeans and a crisp dark jacket, his fingers reaching up to adjust his navy blue silk necktie as he walked toward my window.

I opened my door, but he stood in the frame so I couldn’t get out.