Vance,” she said.

“What do your branch records show?” I asked.

“It was processed as an internal counter transfer,” Sarah said, lowering her voice to a hush.

“The full forty-five thousand dollars went straight into a new personal checking account opened at this branch that same morning.”

“Whose name is listed as the primary owner on that account?” I asked.

Sarah tapped the flat end of her pen against the counter, glancing over her right shoulder toward the branch manager’s glass office at the back.

“I can’t give out the primary owner’s name without a formal signature authorization on that specific profile,” Sarah whispered.