“That process takes forty-eight hours.”

Victoria looked down at the signature line, her hands perfectly still.

“Is Brandon coming back here today?” Chloe asked, her voice tight as she stared at her blank phone screen.

“Mr.

Vance, tell her where Brandon is,” I said.

“Brandon is in Richmond right now with loan officers from Ridgefield National,” Vance said quietly.

“He won’t be coming back to Lake Anne.”

Chloe pulled her legs tighter to her chest and pressed her face into her sweater.