“What’s the status of those twelve lots?” I asked.

Greg leaned back in his leather chair and cleared his throat.

“All twelve are in full default, Avery.

The total principal shortfall is four million dollars.”

I stared at the four-million-dollar figure on the glass screen.

“Who approved a commercial draw without recorded title deeds?”

“Our senior loan committee accepted Victoria’s signed personal indemnity,” Greg said.

“Show me the official default notices,” I said.