A line for the borrowers’ signatures, already inked, three of them.

A line for a guarantor, blank.

At the bottom was a bank routing reference and, in my mother’s handwriting, the fifteenth of November, circled twice.

I read the schedule twice and the figures once.

I have a memory that holds on to a page.

One line was in blue ink that wasn’t hers.

Seller to confirm occupant has vacated by closing.

Occupant.