The Coastal Commerce branch on Federal Street had two tellers and a line six people deep.

Helen was at the counter with a folder of probate forms, still wearing her court lanyard.

“Sienna,” she said.

“This isn’t your appointment.”

“I need to see the original loan file for the Boston property.”

Helen tucked a loose strand of hair behind her ear.

“Mrs.

Sterling is the primary account holder on the estate account.