The lender is a company out of Stamford called Halbrook Capital.”

“Halbrook.” I read the line two times.

“Do you know them?”

“No.” He put on his glasses.

“I will by tonight.”

I drove back into Boston with the envelope on the passenger seat and my father’s key ring in my coat pocket.

Three house keys and the brass one, worn smooth where a thumb went.

Richard was standing in the living room with a plastic tote at his feet and my father’s reading lamp already unplugged.