“In person, with her ID.

Before eleven, if she wants it done Tuesday.” Maria tapped her pen twice and left it lying there.

“He can also walk in and add a party to the dispute.

The form isn’t written to stop that.”

I stood in the lobby by the drive-through window and watched the number 18,500 come up on the next customer’s counter screen and clear.

Two minutes later David called, and I let it ring.