One for the bank, one for the county.

The referee’s office will send the monthly draft schedule by the fifteenth.”

“And if he’s late?” Rachel asked.

“Then it’s no longer a civil matter,” Carl said.

“We’re not waiting until nine tomorrow,” I said.

“The drive-through window is open now.”

“There’s a difference between a drive-through teller and a branch manager,” Carl said.

“Then we’ll sit in the lobby until the manager comes out,” I said.