“Your husband’s signature got her past the teller.

But his authority was already gone.”

Toby grabbed for the silver pen.

Arthur let him hang on to the cap, and Toby shook it like a rattle.

“Can the bank claim they didn’t know?” I asked.

“They can try.

But the expiration date is printed on the same page as the transfer.

That isn’t a mistake a teller makes twice.”