“No,” Caroline said, keeping her voice even and calm.

“I have everything I need.”

She set the accordion file down on the flat brass radiator cover and walked straight down the marble stairs into the street.

The bell on the corner of Washington Street struck three forty-five as Caroline pushed through the bronze revolving doors of the bank.

The main branch of the Bank of Rhode Island was quiet, filled with the murmur of low voices and the sharp click of adding machine keys.

Caroline walked past the marble pillars to teller window three, where Mrs.