Caroline unzipped the inside pocket of her leather billfold and laid what was left of her money flat on the table.

A printed white receipt for the three-hundred-dollar deposit on her new studio flat sat tucked into the clear plastic holder.

Beside it lay the exact cash left from the settlement check after she had paid her moving fees, back utility balances, and storage costs.

One ten-dollar bill, three worn one-dollar bills, and four bright silver quarters rested against the dark leather.

Fourteen dollars in all.