Rachel took a fresh page from her white binder and laid a black ballpoint pen next to it.

“This is an emergency settlement agreement,” Rachel said.

“It gives up all your claims on the Oakridge house, requires you to return all house keys by five o’clock today, and puts sole financial liability for the forged credit line on you.”

Vance looked down at the lottery validation page once more, then laid his pen flat on his legal pad.

“Sign the document, Mark,” Vance said quietly.