“This is the First National Irrevocable Healthcare and Living Trust,” Arthur said, pointing to the highlighted signature lines at the bottom of page three.

“An initial deposit of one million five hundred thousand dollars was placed in the master account this morning.”

Evelyn took the pen Arthur offered her, but her fingers hovered over the paper for a moment.

“What does this mean for my monthly expenses, Arthur?” she asked.

“It means your property taxes, your supplemental health insurance, your prescription copays, and your home maintenance are paid directly by the trust on the first of every month,” Arthur said in his slow, reassuring voice.

“You’ll never get another bill in your mailbox for as long as you live.”