The room seemed to be catching its breath.

Laura fished a clean document out of her leather bag, in a protective plastic sleeve.

“The signature page that they attached to their official bank submission was totally phony,” Laura said, holding up the sleeve.

The original draft had your initials in the side margin, written in by hand, with a question.

She twisted the sleeve toward me.

Next to a complicated financial clause were my neat, handwritten initials: R.C.

I had written in blue ink under my initials: Please explain liability this creates for my personal accounts.