“That account was closed at nine fifteen this morning, Rachel.”

“Closed?

Already?” I asked.

“Your mother brought in documents proving joint ownership, so there wasn’t anything we could do,” Sarah said.

“She took the whole balance?”

“She withdrew all eight thousand four hundred dollars,” Sarah said.

“She had it issued as a cashier’s check made out to her personal checking account.”

“That money was the last safety net I had for Emma,” I said.