“I know it isn’t,” Donald said.

“I checked it against your original signature on the loan papers from seven years ago.

The forgery’s obvious, but I can’t take this card to the prosecutor without a signed affidavit from someone who watched it being made.”

“Who was the witness to the signing down in Westfall?”

“The notary witness line is signed by Ruth Vance,” Donald said.

He pushed his wire-rimmed glasses back up his nose and laid his hands flat on the edge of the table.

“Under banking law, if Ruth Vance signed that card as a witness knowing it was fake, she’s personally on the hook for the missing forty-two thousand dollars,” Donald said.