“The primary routing designation on this line belongs to a residential mortgage title account in Westfall, Bob.”

“That’s just the standard bank lingo for commercial property holdings,” Bob said, sitting back with an easy laugh.

“Penelope gets rattled by bank codes, Donald.

I went over the whole setup with her at breakfast, but she has a way of forgetting the technical parts.”

Donald angled the page a little toward me.

“Is this transfer arrangement acceptable to you, Penelope?”

I reached for the ledger page, wanting to read the fine print beneath the Westfall routing code.