Trevor gave them to me to process.

I understand now that I made a terrible mistake.

I called Kaplan, and we set a meeting at his downtown office.

Janine came in pale, holding a flash drive and a thick folder like they might burn her.

“Trevor asked me to reformat certain balance sheets,” she said, not looking at me.

“He told me they were small internal adjustments before the outside review.

I worked the same project team; I didn’t think anything of it at first.” But she’d kept working, and she’d started to see it: duplicate entries, urgent requests to skip the normal approval channels, internal emails telling staff to break large payments into smaller pieces so they’d slip under the compliance software’s radar.