“The new trust structure took effect at eleven forty-five.

Brandon’s signing authority is fully revoked.”

“Send the confirmation copy straight to Margaret’s office,” I said.

“And the monthly statements?” Stevens asked.

“Send those to my seaside address,” I said.

“Don’t mail anything to Lakeview Drive.”

“What should I say to your son if he comes back to the branch?” Stevens asked.

“Tell him the trust stays locked until Chloe turns eighteen,” I said.