“The expansion loan for my office building downtown,” he said, rubbing the back of his neck again.

“Loan Officer Davis told me the title search flagged the deed.”

“Why would a title search flag the deed?” I asked him.

“Because the deed names Mitchell Family Holdings as the only legal owner,” Brandon said.

“Not me personally.

They turned the application down flat without your corporate signature.”

I looked at the hard set of my son’s jaw and understood the anger behind this sudden morning visit.

The loan officer had refused to take the estate as collateral without my legal authorization, and Brandon’s business loan had stalled.