“Because you went in asking questions without legal standing,” Howard said.

“You need proof of fraud before you can pry open those accounts.”

Howard opened a bottom file drawer and pulled out a single sheet of typed paper.

He laid it flat next to the mapping records.

“If you want me to run active surveillance on that waterfront address, I need a signed agreement,” Howard said.

“I don’t work on a handshake.”

“Find out what Mark is doing down by the water,” I said.