“I’m supposed to have you in a chair by eleven.

I’m telling you because you asked me a straight question in that bank, and I haven’t had one of those in a while.”

“Two hours,” I said.

“Ten to twelve.”

“Two hours is my job.”

“The closing is at noon.

If I’m wrong, you get a head start on the paperwork.

If I’m right, the report says you caught it.”