He studied me across his desk. “You spend a great deal of energy making sure no one can accuse you of needing anything.” The truth of it embarrassed me.

“I just want my own life.”

“Then build it. But do not confuse independence with refusing what your father intended for you.”

I still declined the payments. I worked in project administration for an architectural firm, bought a modest townhouse, and built a quiet life. When Lily was born, I opened an education account for her using my own salary.

My mother called it unnecessary.

“Richard will provide for all the grandchildren.”