“Did Ron agree to co-sign?” I asked.

“Of course he did,” Judy said.

“A young man living in a subdivision needs the right equipment if he’s going to keep up his property.”

She rinsed a wooden spoon under the running tap, her gold wedding band clinking against the porcelain sink.

“Are you still working those late hours at the hospital billing desk, Emily?” she asked.

“Just my regular desk shifts,” I said.

“That’s good,” Judy said, wiping the chrome faucet with her cloth.