It moved through requests, signatures, and people who had the right to disagree.

Still, the boxes were real, and so were the numbers.

Richard studied a ledger entry and rubbed the bridge of his nose.

‘Your grandparents wanted you to have choices,’ he said.

‘I remember them saying it more than once.’

I asked why he had not told me about the account when I turned twenty-five.

He looked at me for a long moment.

‘I should have asked more questions,’ he admitted.