Chapter 13 — Zero

The emergency savings — twenty-five thousand dollars of my own money, money I had earmarked as a down payment on a house with Lennox — was at zero.

Worse: the attached credit card, the one I was the primary guarantor on, was maxed at thirty-five thousand dollars.

“What is this?” Lennox murmured, coming up behind me, his hands on my shoulders.

I clicked the transaction history, and the truth came up line by line, in cold black font.

Every charge was from three months earlier.