I want my name severed from all of it.” He adjusted his glasses and turned the pages.

“If we remove you as guarantor on your parents’ mortgage, and you stop the automatic transfers — given their income-to-debt ratio, they default within a month.

The bank issues a warning, then begins foreclosure.” “Let them,” I said.

Chapter 19 — Two Options

He flipped to the section on the card.

“The fraud is separate.