“Have it ready.

But don’t file it yet.

First, dispute the charges with the bank as fraudulent, freeze the card, and lock the account.

Remove me from the liability clause, citing the forged signature, and let the bank’s fraud department go after the secondary users.” “They’ll pursue your parents and your brother aggressively for the balance,” Fitz warned.

“With penalties and interest.” “Good.

Set all of it in motion.”