“The credit union auto-pay setup from eighteen months back.”

I gathered the three columns into a single brown file folder and pressed my hands flat on my lap.

At eleven o’clock, I walked into the copy shop on Main Street and set the brown file folder on the glass front counter.

A young clerk in a gray canvas apron came out from behind a row of high-speed printers.

“I need three matching sets printed double-sided on heavy paper,” I said.

“Want them stapled in the corner?” he asked.