He had bought the insurance, built the cushion, made sure that if the worst happened his children would want for nothing.

And the person he had trusted to steward all of it had spent it on herself and starved them.

“He died thinking she’d take care of them,” I said.

“She fooled everyone, Mr.

Palmer,” Clara said.

“Your brother most of all.”

That was the thought I could not get past, in the days after — my brother, most of all.

Because Thomas had not been a careless man.