“Mr.

Whitman came into the lobby on the second Tuesday of the month,” the teller said over the static.

“He brought a cashier memo and authorized the transfer himself.”

“Did he leave a forwarding address or another account number on the closure form?”

“No, ma’am,” she said.

“He asked us to close the sub-account entirely and mail the final tax summary to your home address.”

I tucked the receipt into my wallet beside my grocery coupons and drove out onto the main road toward home.