He realized that keeping your Toyota under an individual rating in Washington is costing us almost three hundred dollars extra every quarter.”

“My car is insured on my own separate commercial policy in Seattle,” I said.

“I know, honey, but if you sign the title over to Arthur, he can bundle it under his master account,” Eleanor said softly.

“It would save so much money on our combined state filing fees.”

“The Toyota belongs to me,” I said.

“Of course it does, in spirit, Iris,” Eleanor said, her tone getting even sweeter.

“We’re only talking about the legal paperwork, to help the family’s bottom line.”