I pressed the speaker button and held the phone in my lap.

“Hello, Chelsea.”

“You’re unbelievable!” Chelsea shouted, her voice loud and breathless over the noise of city traffic around her.

“You are literally destroying this family over your stupid ego!”

“I’m sitting on a bench in Sacramento,” I said.

“Dad is losing his mind!” Chelsea yelled, her car key fob clicking rapidly through the speaker.

“My BMW insurance statement came today, and the premium is eight hundred and twelve dollars a month because of my late payments last year!”

“That’s a very high insurance payment,” I said.