“Neil authorized us to review his accounts,” she said.

“We found recurring unauthorized transfers, a credit line opened without his consent, and signatures obtained through deception.

The bank has already frozen the accounts involved and secured the transaction records and the branch security footage.”

Chapter 20 — A Private Family Matter

“This is a private family matter,” my mother said, loud and fast.

“My son gave me his payroll card years ago, of his own free will.”