“We’re trying to keep you from making bad financial decisions in your seventies.”

“I haven’t made a bad decision yet,” I said.

Chloe came into the hallway carrying her science textbook, her dark hair looped twice around her index finger.

She looked at Daniel, then at me, and halted three steps away.

“Is Grandma eating dinner with us?” Chloe asked.

“Grandma’s going to her room to rest,” Daniel said, keeping his eyes locked on mine.

“We’ve got a lot of arrangements to finish up before winter.”